Thinking about buying a home? Read this.
Home buying looks so simple on HGTV . In reality, buying a home and getting a mortgage are serious financial commitments, so you’ll want a solid foundation.
Spend smartly on your home and you'll have money for everything else that makes you happy . Overspend and, well, you’re in trouble. And since October is actually one of the best times of year to get a good deal on your dream home, here’s a simple checklist of everything you’ll need to know when purchasing.Lenders generally want to see a score ideally above 760. But getting approved isn’t the only game: A higher score means you stand a better chance of a lower interest rate.
To make the down payment, most buyers rely on gifts , savings, and earnings from selling stocks or bonds. Ideally, your PITI payment each month should be below 35 percent of what you bring home each month.
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