They definitely have an emergency fund
Not everyone needs a financial adviser, but the benefits are hard to overlook. People work with a financial adviser are more likely to report happiness, confidence, and stability in their financial and personal lives. They also know exactly what to do when they get a raise, they don't tinker with their investments, and they balance spending now versus saving for later.
Not everyone needs a financial adviser, but the benefits are hard to overlook. People work with a financial adviser are more likely to report happiness, confidence, and stability in their financial and personal lives. They also know exactly what to do when they get a raise, they don't tinker with their investments, and they balance spending now versus saving for later.
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