Don't close your extra credit card accounts all at once. There's a slower, steadier approach that's better for your credit scores.
Over the years, my husband and I have accumulated a number of credit cards. All have had a zero balance for years. I want to start canceling these cards, but I’m concerned that will hurt our great credit scores. How should I go about this, or should I?As you probably know, closing credit accounts won’t help your scores and may hurt them.
Be sure to use your remaining cards occasionally by charging small amounts and paying the balance in full. That will keep the cards active and help prevent the issuer from canceling them.I would like you to explain to us retirees why we should delay taking Social Security.I have two tax preparers — and other people — who say delaying is a terrible idea. I’m in my 20th year of collecting Social Security, and I can assure you that people who delay are making a dreadful mistake.
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