Decide why you want a credit card. Here are 5 steps you should take before you apply.
4. Read the fine print
The terms and conditions listed in the fine print are key for you to understand before submitting an application.for purchases, balance transfers, cash advances and penalties. Plus, be aware of any fees for foreign transactions and late payments.Once you've settled on the best credit card for your needs, you can submit an application. The quickest way to do this is online . You also have the option to call, go in-person to a bank or send in a paper application.
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