Five useful money moves you can do instead of panic. Read more: bethpinsker
NEW YORK - Spoiler alert: None of the useful things you can do about your money right now involve your 401.
Financial advisers tend to caution long-term retirement investors to stay the course during times of high volatility, like now with financial markets slumpingTheir advice? Do not look at your statements. Do not turn off your next automatic contributions. Do not get out of the market, thinking you can get back in at the right time.
Then take a few more minutes, go to your online payroll portal, and set up a direct transfer from every paycheck into that savings account. Within months, you will have a substantial emergency savings fund, which most Americans lack. “Most anybody who bought a house in 2018 or first half of 2019 is in exactly that position,” said Greg McBride, chief financial analyst at Bankrate.com.
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