🏘️📉 Increased competition in the mortgage market has meant rates are coming down and are likely to hit 4 per cent by March, experts say
to the lowest level in over two years in November – falling from 57,900 to 46,100.
Sunak’s pledge to halve inflation this year has given added hopes that rates will fall too as you don’t have high inflation with high interest rates at the same time. “Later in the year, if inflation comes down to 6 per cent and the base rate peaks half way through the year and drops at the end, as economists predict, this is when we will see better mortgage rates.”
Meanwhile, Nationwide has also offered a rate of 4.44 per cent but only for 40 per cent deposit holders with a £999 fee. If they have a deposit of 25 per cent, the rate increases to 4.84 per cent with no fee.The next best five-year fix is with Leeds Building Society with a rate of 4.79 per cent on a 15 per cent deposit with no fee.Two-year fixed deals
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