The 'FI' part is fine -- it's the 'RE' that Richard Quinn questions.
Although it’s only been a few months since I first heard the term, I’m already tired of all the chatter about the financial independence/retire early movement. This so-called movement is so irrelevant that I don’t know why anybody, including me, writes about it—and yet my curmudgeonly instincts compel me to do so.
I’m all for frugality. But then I read about FIRE devotees giving up luxury items and it all seems a bit pompous to me. Let me get this straight: You give up stuff to live on a tiny percentage of what you make—but that tiny percentage turns out to be pretty close to what the average American earns in total.Then there’s the family thing. Are you thinking what I’m thinking? Those FIRE folks aren’t couples with three kids to schlep from soccer to dance class.
The FI part of FIRE is just fine. Who can argue against financial independence? Go for it. But dropping out—the RE, or retire early, part—to pursue a dream of leisure, travel and a stress-free life strikes me as childish. But in many cases, it seems retiring doesn’t really mean stopping work. It just means doing something that doesn’t sound like work. Writing a blog, perhaps?
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