White House to force insurers to increase mental health coverage

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White House to force insurers to increase mental health coverage
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The Biden administration says many patients are forced to seek out-of-network care for mental health, which comes at a greater expense.

The Biden administration is hoping to make it easier for insured Americans to access mental health services.

The Mental Health Parity and Addiction Equity Act, which was enacted in 2008, required health insurance companies to eliminate differences in coverage and cost for mental and physical health. Insurers, however, found ways to circumvent the requirements such as offering low reimbursement rates and excessive audits. Patients have found accessing mental health care more difficult than accessing care for physical ailments.

With the new rule, the administration believes it will bring more providers in-network, thereby increasing access and availability of mental health providers to 150 million Americans.A senior administration official said that would mean plans would need to raise reimbursement rates and increase the number of in-network providers offered.

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