When Your Insurer Decides Your Home Isn’t Worth the Risk

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When Your Insurer Decides Your Home Isn’t Worth the Risk
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Homeowners living in areas prone to fire- and hurricane-related damage face another risk: getting dropped by their insurance company

As if living through a string of deadly wildfires weren’t bad enough, some California homeowners were further burned when their insurers wouldn’t renew their fire-protection policies. In response, California last week announced a one-year moratorium forbidding insurers from dropping customers who live in or adjacent to ZIP Codes affected by recent wildfires.

While the measure offers some temporary relief, it may not help homeowners seeking a new policy for fire protection. There are also fears that insurers will ask the...

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