These 3 types are most at risk for holiday overspending. Are you one?
Key Points
Social media is a big driver of holiday spending, according to Credit Karma. Nearly half the adults in a survey say they think targeted ads on social media are responsible for personal debt. The younger you are, the more at risk you are to overspend. More than half of millennials are more likely to buy things they see on social media during the holidays, the survey found.
People considered prime consumers were much more likely to take on new debt in the wake of a financial setback during the holidays, according to Elevate's study. In general, people with good credit generally spend more on charity, travel and gifts during the holidays. People with worse credit often don't spend anything on travel, and when they do, they tend to spend less.
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