Here are 3 tips to help you track where your money is going in 2020. investinyou (In partnership with acorns.)
On another piece of paper, start recording your expenses. The hardest part of making a budget can be keeping track of all of your expenses. Start with the big ones: your rent or mortgage, car payments or transportation, child care, utilities, groceries, any debt payments you need to make. Your essential expenses should be at the top of the list.
And don't forget to set aside some savings for a rainy day. Consider it a necessity to pay yourself first by contributing to savings. You should have this baked right into your budget. If you have a tendency to lose track of every little expense, following what's known as the 60% Solution is a terrific, simple way to budget. More than a decade ago I read a piece by financial journalist Richard Jenkins in which he laid out how he used that strategy, and I adopted it for my own family's finances. Apart from some hiccups every now and then, it's been a great guide.
The other 40% of your gross income gets divided into four parts: 10% for retirement savings, 10% for long-term savings , 10% for short-term savings and 10% for "fun money." The last is anything you want to actually spend your money on: travel, entertainment, eating out, etc.. You may not hit it right away, but it's a start.
Brasil Últimas Notícias, Brasil Manchetes
Similar News:Você também pode ler notícias semelhantes a esta que coletamos de outras fontes de notícias.
4 Tips to Look and Feel Your Best in 2020 2019 / 2020 » Fashion AllureEveryone wants to look and feel their best. Fortunately, there are plenty of simple lifestyle changes that can enhance your looks, improve your health, and boost your confidence. This may involve upgrading to a daring new hairstyle, finding an exercise you enjoy, or switching to a more nutritious diet. Here are four tips to look and feel your best in 2020.
Consulte Mais informação »
Republicans ramp up efforts to restrict abortion in 2020Abortion has resurfaced as a major issue in US politics with a flurry of measures making their way through state legislatures — just as the Supreme Court is set to hear arguments in the first reproductive rights case since Justice Kavanaugh was confirmed.
Consulte Mais informação »
A Curator Boyfriend is the Hottest Accessory for 2020With JLaw’s nuptials to art-world cutie Cooke Maroney and Jenny Slate’s engagement to Ben Shattuck, a new boyfriend paradigm has emerged.
Consulte Mais informação »
2020 National Society of Film Critics Voting Under WayMary Kay Place wins the NatSocFilmCrix first award for best actress.
Consulte Mais informação »
Vicky Pattison says social media is 'toxic' as she begins 2020 detoxThe former Geordie Shore star admitted social media is 'toxic' and wants to spend more time away from her phone in 2020
Consulte Mais informação »
2020 Golden Globes Parties: Inside the A-List EventsTHR staffers share inside details from the biggest parties celebrating the best in TV and movies.
Consulte Mais informação »