Don't just take someone's word for it; before you work with a financial planner, ask them to sign a fiduciary oath on your behalf
Before you sign up to work with a financial planner, you're allowed to ask questions — and you should. The first, most important question you can ask is:"Are you a fiduciary?" A fiduciary is someone who is legally and ethically bound to put your interests ahead of all others, including their own, and not all financial advisers are held to this standard. If a financial planner tells you they are a fiduciary, ask for that statement in writing.
Before you sign up to work with a financial planner, you're allowed to ask questions — and you should. The first, most important question you can ask is:"Are you a fiduciary?" A fiduciary is someone who is legally and ethically bound to put your interests ahead of all others, including their own, and not all financial advisers are held to this standard. If a financial planner tells you they are a fiduciary, ask for that statement in writing.
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