In today’s overheated housing market, is the concept of owning your own waterfront home a punishing fantasy or an achievable reality?
Can it be? The dog days of summer 2021 are upon us at last. And while plenty has changed over previous years, one thing remains constant: an overwhelming desire among many Americans to head to the water—and, just maybe, consider what it would take to own a house there.
And all of them are great for those seeking escape in the spring and fall as well—no small consideration these days. Then we ensured these were the kind of places buyers want to be, by searching for the towns with the most water-based businesses, like marinas, restaurants, and activities, using U.S. Census Bureau data. To keep the list geographically diverse, we limited the list to one lake town per state.Sandusky has been getting a lot of press over the past few years. Two years ago, USA Today named it the best coastal town in America.
“We are right between Minneapolis and Chicago, and it’s a relatively quick trip on the interstate for people from those regions to come and vacation,” says one real estate agent, Kirkland Kettleson of Century 21 Affiliated.“We’ve become a year-round vacation destination now because of the resorts, indoor water parks, and other amenities in the area,” he adds.
“It’s a way to feel secure about making payment, so they can float it if the world turns upside down,” he says. Buyers can find lakeview condos starting in the $200,000 range, such as this three-bedroom listed at $298,000 a bit farther from town. Closer to town, those similar units near the large body of water go for at least an extra $100,000—if not more—such as this three-bedroom asking $539,000.Right near the Canadian border, way up north in Minnesota, secluded Ely offers acres upon acres of pristine lakes and unspoiled forests set on a stunning, glacier-carved landscape.
Although Lake Placid boasts some impressive multimillion-dollar homes on the water, like this $11 million seven-bedroom estate, folks without trust funds can get into the housing market, too. This three-bedroom, single-family house asking $205,000 offers down payment assistance for buyers who earn under a certain income. There’s also this quirky three-bedroom within walking distance to Main Street for $350,000.Lake Sara has a bit of everything.
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