📈 The number of teachers opting out of their gold-plated pension scheme for financial reasons shot up by 77% last year Now experts have warned of a looming “retirement income crisis” in the profession 🔴 CallumCMason reports
Figures from the Department for Education obtained through a Freedom of Information request show 12,824 opted out of the Teachers’ Pension Scheme , one of the most generous pension schemes in the country. This was between April 2022 and March 2023, with three-quarters saying they were doing so to save money.
Teachers contribute between 7.4 and 11.7 per cent of their salary – with no option to decrease contributions – while private sector workers can feed in as little as five per cent.that contributing so much of their salary to stay in the scheme risked them falling into debt. “On my salary I should be able to afford a decent life for my daughter and I but I can’t. I’m keeping a roof over our heads and paying bills but there are no extras”, she said.
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