The latest trends in interest rates for student loan refinancing from the Credible marketplace, updated weekly.
rose this week for 5-year variable-rate loans and lowered for 10-year fixed-rate loans.
Rates on 10-year fixed-rate refinance loans averaged 6.80%, down from 7.08% the week before and up from 3.46% a year ago. Rates for this term hit their lowest point of 2022 during the week of Jan 10, when they were at 3.44%. To provide relief from the economic impacts of the COVID-19 pandemic, interest and payments on federal student loans have been suspended since March 2020. However, interest will begin accruing again on Sept. 1, 2023, with payments resuming in October. But many borrowers with private student loans are taking advantage of the low interest rate environment to refinance their education debt at lower rates.
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