Student loan rates will go down next academic year. Here's what they'll be
div > div.group > p:first-child"> The government sets the annual rates on those loans once a year, based on the 10-year Treasury note, which has also been on the decline.
Undergraduate students can borrow between $5,500 and $12,500 a year, depending on what year they're in and whether they're dependents or independent. Graduate students can typically borrow more.All federal education loans issued after July 1, 2019 will be subject to the new rates. Student-debt expert Mark Kantrowitz's website, PrivateStudentLoans.Guru, features a calculator that you can plug your loan details into and learn what kind of bill you'll face post-graduation.
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