Pay bills, save, give, enjoy: The generation scarred by global crises and the high cost of education is teaching their kids some valuable financial lessons.
Hey, internet: Remember millennials? Many of us have graduated from our lattes and leisurely brunches to become parents with jobs, car loans and perhaps even a mortgage.
“I don’t want to pass on the fact that I was not taught about money. I think the earlier you teach your children, the better. I already teach them that there’s pretty much three principles with money. The No. 1 thing is giving. The second thing is saving. And the third thing is, what you have left is what you can enjoy. My principles are a little different, there’s really four: I pay bills, then I give, I save and have money left over to enjoy.
‘It’s better to be a working student and leave college with much less debt’ Mae Waugh Barrios, 34, of Holliston, Massachusetts, is a parent to three children, ages 10, 4 and 2. She is an instructional coach for middle school and is on an unpaid leave of absence to look after her children during the pandemic. Her husband, Francisco, runs a landscaping business. She has $20,000 in student loans left to pay off.
“In our household, we’re putting a greater emphasis on ‘experiences’ rather than ‘things.’ [For my son’s birthday], instead of buying tons of presents, we’ll buy one present and then tickets to the children’s museum or local zoo. We encourage relatives to give gifts of experience, as well, that they can do together. This puts the focus on family and friends while also teaching him to live with less stuff around.
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