People on low to medium incomes urged to apply for discount scheme to help buy their first home
The Scottish Government is encouraging first-time buyers and people on low to medium incomes to take advantage of a discount scheme to help them buy a home in 2023. The Open Market Shared Equity Scheme allows people to buy a home without having to fund its entire cost and is available across Scotland to those buying their first property and people in a priority access group.
The Scottish Government then receives a share of the money when any home purchased using the scheme is sold on at a later date. “Buyers can purchase a share of a property while holding the full title, with the Scottish Government funding the remaining share under a shared equity agreement.” Top Money Stories Today Priority access groups to the Open Market Shared Equity scheme The scheme is available across Scotland to these priority access groups:There are different threshold prices across Scotland. So before you apply to buy through the scheme make sure the home falls under the threshold price for that area - full details can be found here.
Latest Cost Of Living News Once you have found a home you like you will be asked to provide a copy of the valuation. This will usually be provided in the Home Report, which the home's seller will give you.
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