Here are the 10 US cities where people can spend the most on the holidays. (via CNBCMakeIt)
But how much can each person actually afford to spend?, compared 570 U.S. cities across five metrics to determine the maximum shoppers there can comfortably afford to spend. Those metrics include income, age, debt-to-income ratio, monthly income-to-expenses ratio and savings-to-monthly expenses ratio.
"At a high level, our algorithm considers a consumer to be in a comfortable financial position to engage in holiday spending if they have: enough"Depending on a city's specific characteristics, the algorithm adjusts upward or downward to create a custom estimate." Based on that data, shoppers in Flower Mound, Texas, can afford to spend about $2,761 this season. Here are the top 10 cities where shoppers have the most leeway in their holiday budgets:
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