Five ways fraudsters could steal your money or personal details in 2023.
Millions of households across the country are keeping a close eye on their spending habits this winter in an effort to stick to a budget and stay one step ahead of the ongoing cost of living crisis. However, financial pressure can make people vulnerable to scammers offering fake deals, goods or refunds which turn out to be clever ploys to obtain personal details and gain access to bank or savings accounts.
She continued; “Banks will never ask you for personal information, nor will they try to hurry you into making a decision. If this happens to you – whether by text, email or over the phone, step back and think about what they’re asking. If it looks too good to be true, it usually is.” Most banks will offer free balance and payment text or email alerts. Where possible, use ATMs located inside bank branches as these are less likely to have been tampered with, the consumer group said.Which? said people should read reviews of apps and developers as these might give a clue as to their legitimacy.
Criminal gangs will often have personal details about victims already, making the scam more believable. Fake texts are also a way of enticing people to click on links that can at first appear legitimate.
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