Less than half of those celebrating Christmas said they will be able to comfortably afford festive spending this year, StepChange Debt Charity said.
If it’s going to take many months to repay what you borrow to pay for Christmas, it’s worth pausing for a moment to think about whether your friends and family would really want you to suffer financially as a result of your generosityRising household costs were cited as a driver for nearly two-thirds of people borrowing to pay for Christmas, while a quarter cited reduced income and 16% said they were driven by the recent loss of the temporary uplift to Universal Credit.
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