‘My husband’s kids hate me and refused to come to our wedding, yet he is leaving them all his property.’ How can I negotiate to secure my future?

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‘My husband’s kids hate me and refused to come to our wedding, yet he is leaving them all his property.’ How can I negotiate to secure my future?
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He proposed that he should purchase a term life-insurance policy. I proposed that we purchase a second home in San Diego.

I recently married a man that I have been friends with for 41 years. My husband’s children hate me and refused to come to our wedding, yet he is leaving them all of his property. He is wealthier than me and before we got married he required me to sign a prenuptial agreement. I was fine with this as I thought it would make him and his adult children more comfortable. He is now 70 and I am 62.

They are not speaking to him at all and have cut off all communication with him. He continues to reach out to them with my blessing. My hope is that things will work out with his children and we can all have a better relationship. They treated his girlfriend of 14 years before me the same way, so I don’t take it personally.What do you think of his and my proposals? His term life-insurance policy idea seems like throwing away money if he passes away after he is 80.

Don’t miss: I discovered through Ancestry.com that my biological father is someone else — can I claim an inheritance as his heir? Do you have questions about inheritance, tipping, weddings, family feuds, friends or any tricky issues relating to manners and money? Send them to MarketWatch’s Moneyist and please include the state where you live .

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