Dear Pay Dirt: It feels like my contribution is unacknowledged.
Because you have two mortgages on your home, before even considering a remodel or DADU, it’s worth checking the terms of your loan. Your lenders may have conditions for a remodeling project because it canIf you think your in-laws are open to helping, there are ways to ask for their assistance to get back on your financial feet that don’t involve going into business with them. You can purchase a larger and ask them to co-sign the loan or give you a low-interest loan for the down payment.
Also, what would be the best way for me to use the payment? I am retired and owe nothing on my auto or house. I have $10,000 stashed away for emergencies. My income consists only of Social Security benefits that cover all of the expenses of my happily pared-down life. My biggest concern is possible large medical bills in the future.
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