The average rate for a 30-year home loan crossed the 8% threshold on Wednesday, deepening the affordability crisis for homebuyers.
Mortgage rates hit 8% on Wednesday, the highest level since August 2000 and deepening an affordability crisis for homebuyers. The average rate for a 30-year loan touched 8% on Wednesday, according to Mortgage News Daily, which surveys a range of lenders to determine current home loan rates. Higher borrowing costs â paired with elevated prices â have made home buying unaffordable for a larger swath of buyers, economists and researchers say. In about a dozen U.S.
7% this week, while Freddie pegged the average rate at 7.57% as of Oct. 12. Impact on home salesEven high-income earners in cities like Boston, Miami, Phoenix, Salt Lake City and Seattle cannot afford a mortgage under the median home prices in those areas, a LendingTree report released Tuesday found.
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