The choice of mortgage products on the market has grown to more than double the level seen in the aftermath of the mini-budget last autumn
, according to a financial information website. Moneyfacts counted 5,264 options available in May 2023, marking the highest total since February 2022, when 5,356 mortgage products were on the market.
It counted 947 deals for people with a 25% deposit and 816 for people with a 15% deposit, in May. Both figures are the highest on Moneyfacts' records going back to 2007. The average two-year tracker variable mortgage rate rose month-on-month to stand at 5.07%. Bank of England base rate hikes have been pushing up costs for some borrowers. The average standard variable rate mortgage has continued to climb. At 7.37% typically, this rate is at its highest level since December 2007 , Moneyfacts said.
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