Should you apply for medical credit cards? Via ForbesAdvisor
Medical credit cards are an option for financing medical procedures. They are similar to credit cards in that they are a revolving credit line, but often come with restrictions and caveats that limit their use. Often, there are many better ways to pay for medical bills.A medical credit card is simply a revolving line of credit that is marketed toward consumers incurring medical expenses. Sometimes applications are offered at the point of payment in cooperation with medical providers.
Also like many store credit cards, medical credit cards’ 0% introductory offers come in the form of deferred interest charges. This means that, if you don’t pay off your entire balance by the end of the promotional period, you may owe interest charges for some of all of your original balance retroactively from the day that you charged a medical procedure to the card.With high interest rates and limited acceptance, medical credit cards are not a product that most consumers should ever touch.
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