Think maxing out your 401(k) is impossible? Let these people convince you otherwise
Andy Hill, the 37-year-old blogger and podcaster behind “Marriage, Kids and Money,” went from sorely lacking in retirement savings — to maxing out his 401 plan the last six years.
See: This 24-year-old is on track to save $100,000 by age 25, and she has advice for other women who want to be rich Income growth helped Richmond Howard, a pastor in Texas, maxes out his 403 plan, the 401 equivalent for nonprofits, but there was another key component: discipline, he said. When he and his wife were newlyweds, Howard was unemployed for almost five months and then went to grad school, so frugality was necessary. They cut costs by downsizing their home and stayed there even after they could afford to move because it helped them aggressively save.
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