Martin Lewis' £1 trick to get a better interest rate at HSBC

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Martin Lewis' £1 trick to get a better interest rate at HSBC
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He says there are a number of ways to boost savings

Finance expert Martin Lewis has urged people to use a trick to boost their savings - which can involve using just £1. On the ITV Money Show Live this week the Money Saving Expert revealed that there were a wide variety of tips and tricks to boost your savings.

A tip involved how to get a better interest rate at HSBC. Martin explained: ”HSBC’s online bonus saver pays 3% and up to £10,000. Here’s a trick, the terms say you can get this account whether you’ve got a current account or a savings account."Well its flex savings account allows you to open it with £1. So you can put £1 in HSBC’s flex saving account, which has a very poor rate and that will give you access to this account what pays 3% and you can put up to £10,000 in.

Martin then went on to explain how savers should be earning at least two per cent of interest via the minimum rate, and listed a number of accounts that provide such rates - including products from Marcus, Saga, Yorkshire Building Society, Barclays and HSBC. However, he also warned of a “big downer” attached to saving money.

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