I never see a penny of my husband’s retirement income. He used to help with utilities, but does so no more. I’m still working and caring for my 90-year-old mother. Moneyist, is this a hopeless situation?
I have my 90-year-old mother with no income under my care, and my 73-year-old husband, who is retired. I never see a penny of his retirement income. He used to work as a home inspector, but he stopped working in 2018 because he couldn’t pass the state test after six attempts. He used to help with utilities, but does so no more.I am healthy and I will keep working until the end, but I now realize that I am using my savings to keep up, and he is trying to find a job without any luck.
About that “or else.” You don’t say how long you and he have been married, and whether you jointly own your property or rent, but you can also look into options you have regarding a separation, should he continue to be unwilling to contribute anything from his retirement income and/or Social Security towards food and utilities. He will likely continue to drain your savings unless his hand is forced.
Medicaid Self-Directed Services is the Medicaid program that aims to compensate family caregivers. It was created for people who are over 60, like yourself, and who need help at home and are leading the caregiving process. These apply to people looking after parents, but most of this financial aid does not apply to husbands/wives or legal guardians.The Family Caregiver Alliance provides a list of self-directed programs for caregivers.
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