With the coronavirus crisis forcing Californians lose paychecks, here's a guide for renters and homeowners worried about paying their rent or mortgage.
More than 1 million Californians have applied for unemployment assistance as coronavirus cases have surged in recent weeks.many renters to wonder how they’re going to pay rent
The package included a 120-day eviction moratorium for tenants who can’t pay rent. But the moratorium only applies to renters in properties — both single-family homes and apartments — whose owners have federally backed mortgages. Every renter who lives in federally subsidized low-income housing also is automatically covered, said Shamus Roller, executive director of the National Housing Law Project.
Tenants in L.A. have up to a year after the city’s emergency order expires to pay back rent. All late fees for nonpayment will be waived.under the Ellis Act or had wanted to displace their tenants by moving in themselves.across the city from increasing rents during the pandemic. Oakland approved a less strict policy as part of its eviction moratorium, which limits the ability for landlords to hike rents in properties covered by the city’s rent control policies.
Under the federal plan, homeowners with federally backed mortgages cannot be forced into foreclosure for at least two months. Additionally, homeowners who have suffered economic hardship over the virus can request a six-month deferral of their mortgage payments — without penalties, interest or late fees.that four of the nation’s largest banks — Wells Fargo, U.S.
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