Lending money to friends or family will likely damage your relationships investinyou (In partnership with acorns.)
"Proceed with great caution on this," Rossman said. "Don't lend money, don't co-sign unless you're prepared to lose that."
Another, better alternative: gracefully bow out of lending cash while finding other ways to help. That could include helping with research or introducing someone to other connections who can help them. "You can say, 'I love you. I think you're a high character person. If this were about writing you a recommendation, I would do it. But co-signing is more than that,'" Rossman said.
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