Last-minute financial moves to make before year end investinyou (In partnership with acorns.)
However, the Dec. 31 deadline is nearing. So if it's something you want to do but haven't yet, now is the time."If you have been a disciplined investor and allocated properly, you will probably find yourself with more gains than losses, hopefully," said Boneparth, a member of the CNBC Digital Financial Advisor Council., you have until Dec. 31 to take your required minimum distributions from your individual retirement accounts or 401 plans.3.
"Now, before the year even starts, be very specific about your goals, how much it is going to cost and when you need the money," Braxton said., if you have one. Instead, start putting money aside each month into a separate account. If you don't plan properly, you could wind up charging it on a credit card, overspending and going into debt, Braxton warned.You need to understand where you spent your money this past year in order to establish a budget for the following year, Boneparth said.
If you kept track throughout the year, great. If not, look back over the past 12 months to see exactly where your money went. "Rather than wing it, there is real data that can be compiled and looked at to get control of your financial life," he said.
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