KBW downgrades Bank of America, says the stock trades at an unwarranted premium to its peers

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KBW downgrades Bank of America, says the stock trades at an unwarranted premium to its peers
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Along with the downgrade, KBW trimmed its price target to $33 from $35 a share, suggesting nearly 10% downside from Wednesday's close price.

Now is not the time for investors to get into shares of Bank of America , according to Keefe, Bruyette & Woods. Analyst David Konrad downgraded the banking giant to underperform from market perform, saying in a Wednesday note to clients that investors are "paying too much for defense" and that the stock trades at a premium to peers.

In its fourth-quarter report, Bank of America topped expectations as higher rates offset some declines within investment banking. According to Konrad, shares look vulnerable after the run-up in shares post-earnings and consensus cuts to PPNR, a profitability measure that accounts for net interest and non-interest income. The stock also trades at a premium to peers despite lower expected returns, and above its historical price-to-earnings multiple.

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