Is Your Home at Risk of Flooding? The Data Is Hard to Find

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Is Your Home at Risk of Flooding? The Data Is Hard to Find
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Home buyers face a big challenge in determining which neighborhoods are the most at risk of flooding.

When Heather Gaker found the perfect sage-green beach house in Boynton Beach, Fla., four years ago, she hired multiple inspectors and researched the property’s flood history. Finding no serious history of flooding, she used most of her retirement savings to buy it with cash.

Then during a rainstorm in 2017, a half-foot of water filled her home, damaging cabinets, electrical wiring and causing mold. After she filed an insurance claim, she discovered her home had flooded repeatedly before. It was no longer eligible for flood...Can the federal government afford to insure homes that face repeated flooding? Already roughly $25 billion in debt, the National Flood Insurance Program is facing massive new claims following hurricanes Irma and Harvey.

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