Is it time to rethink the traditional model for buying a home?

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Is it time to rethink the traditional model for buying a home?
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Owning a home has become increasingly difficult in recent years, and rents are also high. So co-living might just be the solution to the housing crisis

Owning a home has become increasingly difficult in recent years. With a red-hot real estate market and skyrocketing mortgage rates, more and more Americans are worried they’ll never be able to afford a home.

At the end of last year, the number of homes for sale was at a record low. And in April, the average rate on a conventional mortgage hit its highest level since 2011. Renters are feeling the strain as well — rents in some American cities have risen 40% over the last year. The public-ownership option would allow renters to collect a share of ownership equity without having to pay the costs of operating and maintaining the apartment. And this would target renters who can already afford market-rate housing so that it wouldn’t compete with funds going toward low-income households.

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