Here's how to think about whether college is worth it for you:
Yes, college tuition is rising. Yes, there's student loan debt. However,from the Federal Reserve says that college is still a good investment. A college degree leads to premium earnings in the labor market compared to those without a college degree. According to the Fed, the average college graduate earns $78,000 per year, compared to $45,000 for those with only a high school diploma, which represents a premium of $33,000.There are exceptions to the"college is worth it" rule.
show that more than 44 million borrowers collectively owe $1.5 trillion of student loan debt. Think wisely about the amount of student loan debt you plan to incur.When you start your education, it may be difficult to choose a major and profession immediately. However, your major and intended profession will have a major impact on your earning power and ability to repay student loans.
Private student loans may have lower interests, depending on your credit and income profile. With private student loans, there are typically no origination fees. While private student loans don't offer income-driven repayment plans, those may be less important to you if you're focused on saving money through a lower interest rate and you plan to repay your student loans in the normal course.Most people wait until they graduate to start thinking about student loan repayment.
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