Here are five ideas to help you think about how to put your tax refund to work. paid colehaan
this tax season. If you’re among that vast majority, there are many practical ways to invest your refund.Your options include paying down debt to improve your credit score, investing in your education, funding a passion project and opening a “spec” account — separate from your main assets — that is earmarked for high-risk/high-reward types of investments.
If you’re carrying credit card debt, you’ll “earn” a lot by saving yourself from future interest costs. Don’t owe on your credit card? Making an extra payment on your student loan or mortgage will save you lots of money in the long run. Funding a tax-advantaged account such as an IRA, Roth IRA or Health Savings Account. Your older self will thank you if you do.a 2018 academic study
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