Managing your student loan repayments through refinancing or an income-driven repayment plan may help you save money in the long run.
Disqualifies you from federal forgiveness or assistance programsRequires updated information regarding income and family size each yearEliminates your debt upon approvalSituation 1:
Your limited income and family size are preventing you from being able to pay your minimum monthly federal student loan payments. Depending on your income and family size, you may qualify for an income-driven repayment plan that could lower your minimum monthly payments. You’re taking advantage of the pause on federal student loan repayments, your federal student loans are still in good standing, and you want to remain eligible for potential future forgiveness plans.
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