If you doubt your financial situation is going to improve in 2020, you're not alone.
Among millennials in their mid 20s to late 30s, 56% expect their personal finances to get a boost in the new year; 44% of people 40 to 55 say the same. Thirty-one percent of baby boomers, ages 56 to 74, are as hopeful.
Fifty-eight percent of millennials and 51% of Generation Xers say higher income will bolster their pocketbooks; 54% of older Americans say their finances will get better because they'll owe less.Whatever their outlook, 83% of those surveyed say they have at least one financial objective they want to reach this year.
Reducing personal debt is number one, cited by 22% of those polled. Sixteen percent intend to budget better, and 12% want to build up their rainy day funds. “It’s not just our waistlines that Americans want to shape up in the new year,'' McBride says,"but personal finances rank right up there. The beginning of the year represents that fresh start. People want to get serious about things like paying down debt, saving more or spending more sensibly.”
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