'I grew up poor. In our house, the extent of financial planning could be described as 'try to pay the bills.' There wasn't as much planning as there was triage.'
could be described as "try to pay the bills." There wasn't as much planning as there was triage — trying to get to a utility before the electric got turned off, or paying rent before the landlordNow that I'm an adult, I'm in a more comfortable financial situation. I'm able to pay the bills each month without stress, and my kids have never been without utilities.
Given that situation, I thought there wasn't much that a financial planner could offer me. Even as I started writing regularly about finances, I resisted the urge to meet with a professional. I thought that if someone looked at my finances they'd either laugh me out of their office, or deliver condescending advice like "pay down debt and invest."
"Any time I meet with someone who voices these feelings of not 'having enough,' I tell them that everyone, from the doctor to the doorman, can benefit from financial planning," said, a certified financial planner. "Financial planning isn't dependent on how much money someone has, it's dependent on that person having specific financial goals and a willingness to take steps to achieve those goals.
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