Hidden behind her Waitrose lifestyle, one anonymous writer reveals the shame and deep pain of bankruptcy
last year since 2010. Here, one writer shares the shame and deep pain of being on the brink of bankruptcy – and the impact it has had on her friendships, confidence and marriage...
I had meant to buy something basic from Asda, and then do our usual trick of decanting cheap wine. But walking past Waitrose I got sucked in. Then I walked into Jo Malone and spent £40 on a candle so I could leave it burning for the guests in the loo. It was stupid. But sometimes it's easier to pretend things are okay than try making a dent in debts that increase, even if you spend nothing at all.The fact is, Paul and I are close to bankruptcy.
It’s now 11 years since Paul and I drove down from London to see the house. I had a great job as a features editor on a successful women’s magazine; Paul, who worked in marketing for a bank, had just been promoted at work. We were madly in love. I was pregnant with Rose, and moving to our ‘forever home’ in a pretty country town 40 minutes south of London seemed like the obvious next step.
Then, out of nowhere, came the banking crisis of 2007: Paul was made redundant. At first I was quietly confident he would sail into another job. But he didn’t, and the job market seemed to freeze up overnight. I tried to stay strong but I was consumed with the kind of panic that leaves you breathless.
We have a pact not to discuss our financial problems in front of the kids, but they know this isn’t our house. The other day, Paul caught me marking their heights on the wall and suggested it wasn’t a good idea as it would be counted as wear and tear.
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