I’m 66, get $26,300 a year in Social Security and want to live in a small city by the ocean — so where should I retire?

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I’m 66, get $26,300 a year in Social Security and want to live in a small city by the ocean — so where should I retire?
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This retiree wants out of the Northeast, but a city 'no more than 30 minutes from the Atlantic Ocean.' CateyHill is on the case.

I am 66, single, and hoping to retire soon. I currently live in Connecticut, where taxes are quite high, and am looking for a less expensive place that is also warmer.

Wondering where to spend your golden years? Email Catey Hill at chill@marketwatch.com with your wish list, and she’ll recommend spots for you. Letters may be edited for clarity and length. Look for MarketWatch reader suggestions in the comments. That said, it may be a bit of a struggle to live solely on your Social Security — at least if you want a compelling city right by the coast.

Now for some downsides: Summers are hot and humid, there’s a risk of hurricanes, and some residents complain about the rapid growth and sprawl of the area. Plus, if you want to cut costs further, there are cheaper places to retire in the Sunshine State .

The biggest downside for you might be that you’re a little over your desired half-hour from the popular Atlantic Ocean beaches . But maybe the proximity to Charleston and the relative affordability of Summerville make up for that.Source: Sperling’s Best PlacesWhile St. Simon’s, Jekyll Island and Sea Island garner most of the attention in the area, Brunswick — the mainland gateway to those islands — gives you access to their amazing beaches at a fraction of the cost.

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