HSBC unveils mandate for radical shakeup

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HSBC unveils mandate for radical shakeup
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Interim HSBC CEO Noel Quinn scrapped an 11% return on tangible equity target as pre-tax profit fell 12%. Ideas like offloading the French unit are easy, but he and Chairman Mark Tucker will have to think bigger to satisfy shareholders, says LiamWardProud:

HSBC on Oct. 28 abandoned a 2020 return on tangible equity target of more than 11% as the UK-based bank reported a 12% decline in adjusted pre-tax profit and said the “outlook for revenue growth is softer than we anticipated.“

Revenue in the third quarter fell 2% from a year earlier, to $13.3 billion, adjusted for currency fluctuations, movements in the paper value of financial instruments and one-off expenses. Adjusted pre-tax profit was $5.3 billion. HSBC’s return on average tangible equity in the first nine months of 2019 was 9.5%, compared with 10.1% in the same period in 2018.

Interim Chief Executive Noel Quinn said he was accelerating plans to restructure businesses in Europe and the United States and moving capital to higher-growth areas elsewhere.

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