How touching your phone while driving could send your insurance bill soaring

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How touching your phone while driving could send your insurance bill soaring
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How touching your phone while driving could send your insurance bill soaring by hundreds of pounds each year

This works out to around £370 a year based on the average car insurance premium.

Admiral's stats revealed that out of the most common new convictions policyholders declared, driving while being on the phone was in the top ten. Clare Egan, head of Motor at Admiral, said: "We found that men are far more likely to receive a motoring conviction for using a mobile phone – of the customers that declared this conviction, 80 per cent were male.

"More motorists aged between 26 and 35 had a conviction, than any other age group, accounting for 41 per cent of those who informed us last year.

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