Here are the best ways to make the most of using your credit card this holiday season.
If you already have a hoard of credit card rewards — whether it's cash back, points or miles — now can be a good time to use them for all your holiday purchases. Rewards can be redeemed in a variety of ways, from gift cards to travel.based on how you redeem them, but we've outlined four common redemption options below so you can choose the best one for your needs.Gift cards are one of the simplest redemption options.
And that can be a smart way to use your rewards in part because gift cards are the number-one wish list request for nearly six in ten consumers, according to theCard issuers typically set minimum redemption amounts for gift cards, usually at least $25. Many rewards portals allow you to get gift cards for major department stores, such as Macy's and Bloomingdale's; electronics stores such as Best Buy; restaurants such as The Cheesecake Factory; and more.
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