First up: Look at your cash flow
You can avoid debt by bringing in more money than you spend each month, and start to build wealth by setting up automatic transfers into a high-yield savings account. Prioritize saving for retirement by contributing to your 401 or other retirement plan immediately, especially if there's a company match on the table. If you don't have a retirement account at work, or you have money left over after expenses, consider investing in an IRA.
You can avoid debt by bringing in more money than you spend each month, and start to build wealth by setting up automatic transfers into a high-yield savings account. Prioritize saving for retirement by contributing to your 401 or other retirement plan immediately, especially if there's a company match on the table. If you don't have a retirement account at work, or you have money left over after expenses, consider investing in an IRA.
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