Buying a home requires a lot of planning, and it usually starts with saving for a down payment
How much you need to save for a down payment depends on the price of the house. The standard down payment is 20% of the purchase price, but many first-time buyers put down less money up front and take on a bigger mortgage. For down payments below 20%, the lender will typically require private mortgage insurance , which is an extra monthly payment on top of a mortgage payment. Visit BusinessInsider.com for more stories. .
How much you need to save for a down payment depends on the price of the house. The standard down payment is 20% of the purchase price, but many first-time buyers put down less money up front and take on a bigger mortgage. For down payments below 20%, the lender will typically require private mortgage insurance , which is an extra monthly payment on top of a mortgage payment. Visit BusinessInsider.com for more stories. .
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