'Having an emergency savings account has afforded us the luxury of living our lives without the fear of going into debt at any moment from something random popping up.'
How I saved when I got married
We didn't have any overwhelming credit card debt or student loans to pay off. We did our best to walk everywhere we could rather than taking cabs, and we weren't overly frivolous with our entertainment spending. In order to do that, we decided to do something crazy with our money: We took all of Chris's income and put it towards paying our essential bills , while all of my money was put directly towards our two savings accounts, one of which was an emergency fund and one for travel .
To do that, we enlisted a financial planner who helped us go through our income and sort it based on our needs and our desire to keep growing our savings . We still maintain our system where Chris covers the main bills, but my "bucket" savings has grown to include things like our girls' 529 college savings plans, our life insurance policies, more into my own retirement and, of course, more into our savings.
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