At least nine states are offering their uninsured residents another opportunity to sign up for a health plan this year as they seek new ways to fight the novel coronavirus pandemic. healthcare
In most of the states, people enrolling now will get coverage starting April 1.on healthcare.gov, is not making a similar offer.
All consumers are allowed to sign up for insurance anytime if they meet certain qualifying conditions, such as losing health coverage, getting married or having a baby. Details of the special open enrollment period vary. Some states, like Nevada and Maryland, are making coverage available to people without insurance and those with short-term health insurance that does not offer comprehensive benefits. Massachusetts and Washington, on the other hand, allow enrollments only for people who have no coverage.
Renata Marinaro works with a population whose health insurance status is volatile even under ordinary circumstances: employees in the entertainment industry. Whether driven by unemployment or the virus, the demand for health insurance during the special enrollment period could pose a financial risk for insurers in these states, said Sabrina Corlette, a research professor and co-director of the Center on Health Insurance Reforms at Georgetown University. Insurers rely on covering a stable number of people — or risk pool — to calculate how much to charge for health coverage.
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