Are you newly eligible for credit card assistance? Consider this before you skip a payment.
who are suddenly struggling to make ends meet.
While these assistance programs serve as essential aid in this critical time, they are temporary measures that require special enrollment on a provisional basis — not a long-term financial plan. Most experts encourage consumers to continue making payments on their credit card, student loan, mortgage and other bills if they can afford it. Otherwise, you could be trading short-term relief for long-term costs.
If you're one of many consumers who could benefit from skipping your monthly credit card bill, but you're not sure exactly what to do, you should ask yourself a few questions to guide your decision.outlines what to consider first, as well as some actions you can take, to manage credit card payments during this hectic time.
"Don't assume it just gets applied to your account. You need to actually call or chat online or submit your request digitally prior to a missed payment," Lowry explains.
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